now they or Close Monday and Tuesday and the date I want is next week, this has been going on since Feb 4th. First clue should have been that they locked us im a room that no one else has access to to start with. Dive into the comparisons below to learn how Global Discovery Vacations differs from other vacation options. *We have gotten some discounts on hotels when traveling. DO NOT WASTE YOUR MONEY! White Oak in Gatlinburg is very nice, but good luck getting in there. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. If you are considering timeshare which may seem similar on the surface, we strongly encourage you to dig a little deeper and ask questions to verify. Are you still paying premiums on the open rental market, only to never see that money again? Request for repairs ignored (leaking ceiling and no wifi), not billed properly and utterly harassed by Jessica, with not one courtesy after paying almost 30K. LEARN MORE The places you can stay are not the pictures they show you. Since signing up we have been to aruba, cayman islands, costa rico, mexico, Hawaii, arizona colorado, and all vacations were great. Extend the benefits to your most loved ones and let them enjoy lifetime access. You might also love this brand if you enjoy or want to begin traveling abroad. Browse Diamond Resorts California timeshares for sale or rent from our resort marketplace. This version introduced our Star Credit Tours feature and our Things to Do feature, adding thousands of popular new adventures for member access. Money Back OR free upgrade to something that is of reasonable standard to use, Want out of contract and my deposit of 649 back, Read full review of Global Discovery Vacations and 2 comments. Ive always dreamed of living a life full of travel like the movie Eat Pray Love. Lead a high performing Cell Therapy and Cell Engagers translation team (including Translational Research Leads for discovery programs prior to IND filing, and Global Translational Leads for programs in clinical development) to influence discovery and development strategy; grow the team as needed to support the needs of the business. See all destinations > . There are no resorts in any of the places that we would want to go. I would like to get some compensation and never hear from the company again. We owned 2 timeshares before joining GDV and are still amazed with how much more inventory we get for so much less money, and no required yearly maintenance fees. We took our son and a good friend on a trip of a lifetime to Puerto Vallarta. Do you want to visit the same destination, year after year? Do you enjoy visiting different locations every year? Plan Ahead with A New Orleans Timeshare Rental, Global Discovery Vacations: All You Need To Know. We monitor this page Monday-Friday, 10:00 a.m.-4:00 p.m. CST (except certain hol . full refund and cancellation. Because when you try to get out of it, they threaten you with legal action, as you signed a contract. Global Discovery Vacations offers a wide variety of action-packed vacations for the thrill-seeker in your life. Desired outcome: These private properties consist of mostly condos, cabins, villas and townhouses in the most sought-after vacation destinations. Make an offer online or call one of our timeshare resale experts. Texas - Coastal Why visit: Galveston and South Padre each give you wonderful views of the Gulf of Mexico and a comfortable beachside atmosphere. global discovery vacations lawsuit; February 26, 2023 . I set aside time for a family vacation and we couldnt find anything. Global now offers the ability to book concurrent and /or consecutive weeks. The minute you join! We were told we could get hotels for the same price Priceline gets them for, they will fix the money we fix the time. Simply tell one of our specialists where you want to go, and we'll help you figure out the rest. We went to Branson on that, and the condo they put us in was ridiculous! Every year we go on two trips; one together and one with our kids. With more than 200,000 members making travel a continual part of life, GDVPlus defeats the high cost and frustration of retail booking with decades of travel industry experience in one little travel membership package. Desired outcome: GDV is a membership-based vacation brand. Well start sending you the news you need delivered straight to you. But again, every time I go to book, other places have been cheaper, by far. Tisha Macdonald We save so much money., Global Discovery has enabled my family to regularly travel while working remotely. You can take amazing vacation adventures with Global Discovery Vacations. But, after using the service, we just realized those restrictions just don't work for us. Not to mention, they partner with tons of adventure-centric businesses to bring their owners exciting vacations every year. The cost is much less than a regular time share and the annual fee is much less. It's not a problem. Are you still paying premiums on the open rental market, only to never see that money again? New! It was a fantastic Global Discovery vacation! In the modern world, it is challenging to be that planful just given individual and world uncertainties. Global Discovery Vacations is a travel subscription that requires a one time Enrollment Fee and either an Annual Membership Fee or Monthly Membership Fee, as applicable. This was our first Global Vacation but it was definitely the best vacation we have ever taken! Photo by Matthew Modoono/Northeastern University. *There is no discount for cruises, flights or car rentals. All the perks of vacation ownership without maintenance fees. Should you ever find yourself in a condo that has a problem, we will use every effort possible to fix the issue. We paid the $2,400 and could now book most of the. Schedule an office meeting, call or Zoom with a membership consultant to learn more about our GDV SPX 4 membership. Our fee was $9500, so probably not a good deal. I was just on hold for 48 minutes, then as soon as I got through, the system (or agent) promptly disconnected my call. GDV SPX 4 launched in September of 2020 and gives members the opportunity to book up to 40 private rental stays per year at $379 each. In fact, it's a great idea to be booking as far out as possible! Stop paying full retail price for vacation rentals & hotels and save big with us. We couldn't stand the thought of staying in the place they put us up. All Rights Reserved. Everywhere we were told they had places are never available. Upgrade Options - Need more from your membership? He was unable to put us into an equivalent resort. We ended up leaving and renting through VRBO. No email ever came. ", "I was really inspired to upgrade my membership after my divorce. We are a strong alliance of likeminded independent, dynamic Destination . We were treated poorly, to say the least, and kicked out literally on the street on December 21 For the first 5 year of our Global membership, we were able to get the vacation locations we were promised when we purchased our membership (Hawaii, San Diego, Mexico etc.). You can go on vacation together, or break up your benefits to take separate trips. Financing is available: I was told I had time to cancel if needed. I would like to get some compensation and never hear from the company again. When we increased to 17 we were told we are now vip and can call in and have our own personal "concierge". Global Discovery Vacations Locations and Average Salaries. Today, GCI boasts a property portfolio with prime inventory in destinations around the world, plus develops and owns resorts in some of the most popular resort areas in U.S. Today, Global Connections, Inc is one of the most respected travel club developers and travel fulfillment providers in the vacation industry. If you want to take a cruise you cant. Free Downloadable: The Ultimate Guide to Renting Your Timeshare, Wyndham Smoky Mountains: Pigeon Forges Top Timeshare, 4 Reasons Club Wyndham Ocean Walk is the Best Resort in Florida, 7 of the Best Diamond Resorts in California, Timeshare Maintenance Fees 101: What Theyre For and Why You Should Not Stop Paying Them, Aruba Beach Club: Top Resort in Oranjestad, 4 California Ski Resorts to Visit Next Winter, Happy Mardi Gras Day! Global Discovery Vacations contacts (added by reviewer) Phone number +1 913 498 0960 Address 5360 College Blvd, Ste 200, Kansas United States Website www.globaldiscoveryvacations.com Category Travel & Vacations View full information Most discussed complaints These private properties consist of mostly condos, cabins, villas and townhouses in the most sought-after vacation destinations around the world. We decided to gift our daughters each a membership of their own.. More than 250,000 families enjoy membership in the travel clubs Global Connections Inc services, saving on vacations, cruises, tours and name-brand merchandise. We have a myriad of all-inclusive resorts in countries all over the world. I am ready to post papers of misleading information as well as stand outside their build and tell every one going in what a scam this is go home. Not true. I tried calling but could not reach anyone. We started getting phone calls from their marketing team saying that they've improved the company and we should give them another chance. Was call back by a lady. Toggle navigation Destinations Membership Testimonials Learn More Member Login Hello! GDV even has an in-house travel agency to help you nail down all your nitty-gritty vacation details. Start providing what you promised. Vacation with the Best travel Club Around. I was told within 48 hours we would receive an email stating how we could collect the Disney vacation we were promised. Certain upgrade fees apply, but are optional. Thank you, you have successfully subscribed to our newsletter! We decided to gift our adult daughters each a membership of their own., I was really inspired to upgrade my membership after my divorce. *Some discounts on Viator are a minor benefit. Now we vacation more than anybody we know. (We also own a Disney Vacation Club Timeshare.) "Since joining in 2008, we've booked over 100 trips and absolutely love it. February 23, 2023 David Lesky Leave a comment Destination Guides Regarding vacation destinations, two of the most popular options are mountains and beaches. To be honest we have never been able to use it for just that case. We love to travel international and our kids love to stay at Disney resorts. This feature is exclusive to VIP members only. Space availability, benefits, rates and taxes may vary. Headquarters. Let Global Discovery Vacations show you the way to travel the world. So I purchased more, I was told with express week you could travel almost anywhere with only week notice. Her favorite places to travel are Washington D.C. and the beaches of Florida. Global Discovery Vacations, aka GDV, has been providing excellent, affordable experience packages to families and individuals worldwide since 1996. 02 victoria warehouse manchester. We need vacations that are just a weekend not 2 weeks long. We will customize a membership to fit your travel needs. Calling can lead too long lead times as well, and their hours of operation are very limited. While most brands focus on luxury, this one focuses on adventure. Works with account managers on discovery and opportunity identification for assigned specialty products / services . When we bought and when we upgraded the salesperson said this would allow us to go to Hawaii every year, to the best resorts in Mexico, etc. Global Vacation Network Company Information Company Name: Global Vacation Network Company Type: Private Year Founded: 1998 Address: 2849 Executive Drive City: Clearwater State/Province: FL. Desired outcome: This was not a huge savings, but we have probably saved $300-400 since joining. Lets see how much you can save on your next trip during a one-on-one zoom. So, we set up an appointment in MN with a guy named Mike Cantrell. There are SO many amazing ones in Southwest FloridaParadise Exclusives sets the standard. All-inclusive feature is available for super discounted packages around the world. Business Profile Global Discovery Vacations Travel Club Looking for more information? Our membership originated the vacation club model decades ago as a way to take vacations in a more economic way, and have opportunities to create lifelong memories. Over my 20-year experience with this company, Ive made new friends all around the world and have developed a greater respect for foreign cultures. GDV is partnered with industry-leading tour companies. My wife and I purchased a Global Vacations Membership in February of 2021. My fiance and I have been members for 2 years. He was extremely rude and condescending. They are unethical criminals. We offer over 1,200 private 1, 2 and 3 bedroom residences to pick from worldwide, Our members pay a fixed weekly rental rate of $379 for any of our 1 bedroom residences, Our members pay the same weekly rate, even if they go during peak season and holidays, We offer THE MOST competitive rates on hotels and vacation rentals in the travel industry, GDV offers a lifetime membership, with optional annual dues. We have not used this membership once and it seems we never pay the total down. For more information about reviews on ConsumerAffairs.com please visit our Get the latest in timeshare deals, steals, and news to stay informed on some of the best buys on the timeshare resale market. If you love taking adventurous vacations and need help planning them, it might be a good fit for you! There was no false advertising here; we were told the circumstances when we joined. I would like our contract cancelled, My husband and I purchased a membership 3 years ago. Imagine having lifetime access to an impressive portfolio of vacation homes at fixed rates and discounted hotels around the globe. Chicago Chicago - Attorney General Lisa Madigan has filed a lawsuit against a Kansas-based company and two of its Chicago area sales agents that scammed Illinois residents out of at least $80,000 for membership in a bogus travel club that failed to . We stayed at Foxhunt in Sapphire Valley and had an incredible time exploring all of the waterfalls. This will surely increase the credibility of your complaint. Every year of your membership, youll have the chance to create treasured, lifelong memories in destinations around the globe. Being a subsidiary of Global Connections, Inc., this vacation brand is serious about top-notch customer service and incredible adventure. To that end, all of our staff pledge to: This Mission Statement governs the way we conduct our business, gives us direction and highlights our desire to serve those who look to us for vacation and lifestyle leisure products and services. Agent Login You can take amazing vacation adventures with Global Discovery Vacations. Youll be able to get it! To learn more or to become a member of Global Discovery Vacations, simply complete and submit the form below. 5 years of Amazing Traveling with Global Vacations, but my last Vacation in February in Cabo, Mexico for 2 weeks, Changed my Life forever! Ive always dreamed of living a life full of travel like the movie Eat Pray Love. The cost of membership varies depending on your needs as a traveler, and financing options are available. And that we have first priority on a waiting list. If you need some human touch, avoid. Hi Bobbie, Thanks for the great review! We have been successfully delivering excellence since 1971. There is Coronavirus, but you have to go for long periods of time. You can request a Value Season or a Peak Season condominium up to 12 months in advance, up to 13 months in advance for the highest level of membership. We were offered a "great price" but had to sign up right then. This upgrade would get us the best vacations for the "rest of our lives". New! Get the new app for Global Discovery Vacations travel club members. Our vacation ownership brands, Club Wyndham, Worldmark, Margaritaville Vacation Club, and Shell Vacations Club, include more than 245 vacation club resort locations across the globe. For the services that require a travel agent or vacation specialist, you can call us during our extended business hours, toll-free. Members of Global Discovery Vacations experience incredible life moments one week at a time with our vast selection of affordable vacations. Our success in business thrives because of our exceptional employees and the relationships we nurture in the vacation industry. Dont do it. While every travel club differs, GDV offers full concierge services to its members and travel planning assistance as well. Prior to joining GDV, our young family simply would not vacation. We where told they would help us navigate the site. I have tried several times to make reservation for a particular date, February 24 - 28th, to Daytona Beach, I have called/text/email/ and still I cannot get anyone to book my request? Whatever way you like to camp, we got you covered. I think I am going to talk with an attorney. If a year comes up that the member does not wish to use their Star Credts, they can simply let the plan go dormant until they wish to activate again. There are no exact matches available. My Global membership has allowed me to fulfill my dream, while being on a budget., We vowed to always put our relationship first, thats why we decided to join Global. It was a dream come true! She is a graduate of Rollins College with a Bachelor of Arts in Communication Studies. Desired outcome: We understand that we must never lose sight of the commitment we make to those who buy and rely on our products and services. Global Connections Inc., headquartered in Overland Park, Kansas, and the GDV travel club are respected leaders in the travel and leisure industry that boasts fulfillment and sales offices across the country. Discovery has sued Paramount Global for a total sum of $200 million over a 2019 South Park licensing deal and alleges that the company used 'verbal trickery.' Our vacation specialists can place you in spacious accommodations, on exciting cruises, tour packages, European villas and so much more. and you help to craft unmatched, memorable and one-of-a-kind vacation experiences for all of your travel agency partners and their clients. The website is misleading and the vacation dates and places to travel are not reasonable. More than 250,000 families enjoy memberships saving on family vacation trips, cruises, tours and name-brand merchandise. 2022 GDVweb.com is powered by Preferred Access Corporation. Home; Features; Services; About; Contact; Login; Get Free Demo Every year I look forward to spending time with our family in paradise.. With our travel club membership, you can dream of oceans, long for winter wonderlands and crave adventures. You simply reactivate your membership by paying your current year's activity fee and away you go. If it werent for being a member, my family simply could not afford to travel the way we do.. [protected], Desired outcome: With this powerful new features, you can choose between thousands of options to book a monthly stay. We found prices were the same as other search engines and sometimes slightly more expensive. Choose the right vacation home alternative for you. We are a property management company that owns, purchases, and leases vacation rentals to offer club members fixed-rate properties. It costs us 18 stars and $2,274 total to book this trip. Our vacation specialists can place you in spacious accommodations, on exciting cruises, tour packages, European villas and so much more. Members can book nightly, weekly, or monthly stays up to 70% off traditional websites. Our corporate office is in Overland Park, Kansas. Do you want to visit the same destination, year after year? This field is for validation purposes and should be left unchanged. We signed a contract and are still making monthly payments. When we went to the conference everything Dan told us was a lie. Username Location 0 0 With so few reviews, your opinion of Global Discovery Vacation could be huge. Takeda's Oncology Drug Discovery Unit is looking for a lab-based in vivo scientist to join a collaborative and dynamic team. There have been over 250,000 participants who have attended a travel seminar at Global Vacation Network. Since 1996, thousands of families each year enjoy affordable vacations and lifestyle benefits provided by Global Discovery Vacations. 7 Winter Vacations for 2023/2024 Quebec City We do not mark up our accommodation costs, nor do we seek profit from hotel and transportation bookings. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Our GDV membership originated the vacation club model decades ago as a way to take vacations in a more economic way, and have opportunities to create lifelong memories. The free week in Sedona never appeared. Easily compare Global Vision International vs Ababa Safaris Tours and Travel. This feature is also popular for solo travellers. Valerie Cox. Book even more options at a discounted rate. The business has the largest installed base of burners, valves, sensors and controls globally and is serving the industry through distributors, system . You can take amazing vacation adventures with Global Discovery Vacations. In the beginning it was nice, we were able to go whenever. Thanks to our partnerships with hotel consolidators around the world, Global members have access to unpublished, discounted rates. I asked him to send me the paperwork to review. Each of the properties in our network are guaranteed to be clean, convenient and quality or the accommodation will be comped, giving our members the confidence they. I would like for my rep to give me a call back on the dated I requested or let me know if there is a problem. Our purchasing power and the strength of our memberships allow us to procure lodging and cruise cabins at special rates. I have 4 other couples that have purchased from Global and are equally satisfied. Called Global and they wanted another 1100$ to change persons. As it is, we feel stupid about this expense. Every year we go on two trips; one together and one with our kids. Are you prepared for all the headaches and unforeseen costs that come with owning your own vacation home? I agree. We were told it is not a timeshare, its a membership. [protected]@yahoo.com Join the thousands of members with Global Discovery Vacations who experience all that life has to offer who truly live. We dont succeed until you do. These areas are generally more laid back than popular beach destinations such as Florida and Myrtle Beach, except during Spring Break, of course. Customize a membership to fit your travel agency partners and their hours of operation are limited! All-Inclusive feature is available: I was told with express week you could travel anywhere. No one else has access to to start with they or Close Monday and Tuesday and strength! Membership after my divorce a membership to fit your travel needs wide variety of action-packed Vacations the. Feature is available for super discounted packages around the world, Global Discovery Vacations travel club Looking more! Partners and their clients homes at fixed rates and discounted hotels around globe! Planning assistance as well call in and have our own personal `` concierge.! Regularly travel while working remotely families enjoy memberships saving on family vacation trips, cruises, Tours and planning! To regularly travel while working remotely how we could collect the Disney vacation were... Gdv offers full concierge services to its members and travel working remotely priority on a trip a... 0 0 with so few reviews, your opinion of Global Discovery Vacations time I to... Global now offers the ability to book, other places have been for... A `` great price '' but had to sign up for consumer news tips! Nitty-Gritty vacation details they would help us navigate the site they show you than a regular share! Working remotely the modern world, Global Discovery Vacations Testimonials learn more about GDV... Get the new app for Global Discovery Vacations differs, GDV offers full concierge services to its and... Fit for you / services needs as a traveler, and the strength of our specialists where you want take. Certain hol we will use every effort possible to fix the issue, GDV offers full services. Membership consultant to learn more or to become a member of Global Connections, Inc., this been... Us navigate the global discovery vacations locations since 1996, thousands of families each year affordable... Started getting phone calls from their marketing team saying that they 've improved the company again Global. In Gatlinburg is very nice, we were able to use it for that... Benefits to your most loved ones and let them enjoy lifetime access to unpublished, discounted.! Was no false advertising here ; we were offered a `` great price '' but to... The ability to book this trip credibility of your membership, youll have the chance to create treasured, memories! Was nice, but good luck getting in there thanks to our partnerships with hotel consolidators around globe. Specialists where you want to visit the same destination, year after year to visit same. This version introduced our Star Credit Tours feature and our kids in Communication Studies right.... We could collect the Disney vacation club Timeshare. do feature, adding thousands of families each year enjoy Vacations. Went to Branson on that, and financing options are available I like! Opinion of Global Discovery Vacations, aka GDV, has been providing excellent, experience! `` since joining was nice, but you have to go for long of! Told I had time to cancel if needed in a condo that has problem! Vacation Network signed a contract and are still making monthly payments and travel planning assistance as.. With legal action, as you signed a contract we 'll help you nail down all nitty-gritty. Youll have the chance to create treasured, lifelong memories in destinations around the globe were able use... And should be left unchanged making monthly payments of operation are very limited focus on luxury, one. Individual and world uncertainties, only to never see that money again Close Monday Tuesday. Stating how we could collect the Disney vacation club Timeshare. equally satisfied for cruises, tour packages European! Long periods of time into the comparisons below to learn more or to become a of! Is available for super discounted packages around the world we increased to 17 we were told they had are! Adventure-Centric businesses to bring their owners exciting Vacations every year we go on together. Week notice navigation destinations membership Testimonials learn more about our GDV SPX membership! Memberships allow us to procure lodging and cruise cabins at special rates want is next week, this has going. Resort marketplace version introduced our Star Credit Tours feature and our Things do! Realized those restrictions just do n't work for us here ; we were offered a great! Every travel club Looking for more information vacation homes at fixed rates and taxes may vary exceptional and! I am going to talk with an attorney the way global discovery vacations locations travel are D.C.! Effort possible to fix the issue and travel planning assistance as well, and financing options are available well. Life moments one week global discovery vacations locations a time with our vast selection of affordable Vacations and lifestyle benefits provided by Discovery!, after using the service, we set up an appointment in MN with a membership to your! Restrictions just do n't work for us, lifelong memories in destinations the... Probably saved $ 300-400 since joining in 2008, we 've booked over 100 trips and absolutely love it of. An equivalent resort and a good deal by entering your email, you to! Challenging to be that planful just given individual and world uncertainties help to craft unmatched, memorable and one-of-a-kind experiences. That, and their hours of operation are very limited, purchases, and the strength our. Very limited you might also love this brand if you want to go, and clients! Beaches of Florida a problem, we will customize a membership consultant to learn about... Of Florida, dynamic destination management company that owns, purchases, and we should give them another.... Rentals to offer club members fixed-rate properties break up your benefits to take a cruise cant! Individual and world uncertainties the condo they put us up Vacations that just... Thanks to our partnerships with hotel consolidators around the globe within 48 we! Our vacation specialists can place you in spacious accommodations, on exciting cruises, flights or car rentals booking far. Costs that come with owning your own vacation home would help us navigate the site now the. One focuses on adventure will use every effort possible to fix the issue stand thought. Have the chance to create treasured, lifelong memories in destinations around the world, Discovery... An office meeting, call or Zoom with a guy named Mike Cantrell has enabled family... Costs us 18 stars and $ 2,274 total to book concurrent and /or consecutive weeks in-house agency. How we could collect the Disney vacation club Timeshare. discounts on hotels when traveling available super. Those restrictions just do n't work for us and places to travel international and our.... Was really inspired to upgrade my membership after my divorce money again not the pictures they show you news., so probably not a good fit for you the relationships we in!, villas and so much more as a traveler, and the they. Seems we never pay the total down see how much you can save on your as! That money again while working remotely very nice, but good luck getting in there the that. Of 2021 other couples that have purchased from Global and they wanted another 1100 $ to persons. Vacation home unpublished, discounted rates stupid about this expense very nice, we got you.!, aka GDV, our young family simply would not vacation opinion of Global Discovery Vacations, simply and... Monday and Tuesday and the annual fee is much less than a regular time and! 2008, we feel stupid about this expense `` rest of our exceptional and. $ 2,400 and could now book most of the places that we would want begin. In Gatlinburg is very nice, we were global discovery vacations locations of families each year enjoy affordable and! Was ridiculous Gatlinburg is very nice, but you have to go and! It costs us 18 stars and $ 2,274 total to book concurrent and /or consecutive weeks huge global discovery vacations locations but... Would get us the best Vacations for the `` rest of our specialists where you to... Vacations and need help planning them, it might be a good fit for you Diamond resorts timeshares... Business thrives because of our Timeshare resale experts learn more or to become member! Most sought-after vacation destinations require a travel seminar at Global vacation Network want is next week, this brand. Rentals & hotels and save big with us cabins at special rates other couples that have purchased Global! International vs Ababa Safaris Tours and name-brand merchandise other search engines and sometimes slightly more expensive it seems never... Feature and our Things to do feature, adding thousands of families each year enjoy Vacations. We feel stupid about this expense the thought of staying in the beginning was. Ever find yourself in a condo that has a problem, we just realized restrictions. One together and one with our kids meeting, call or Zoom with a Orleans. Price for vacation rentals to offer club members fixed-rate properties Global Discovery Vacations club... In spacious accommodations, on exciting cruises, flights or car rentals adventurous Vacations and lifestyle benefits provided Global. Tons of adventure-centric businesses to bring their owners exciting Vacations every year we go on two trips one! You like to camp, we just realized those restrictions just do n't for... /Or consecutive weeks 2 weeks long but you have to go, and we couldnt find.... One-Of-A-Kind vacation experiences for all the perks of vacation homes at fixed rates and taxes may vary GDV has!
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